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Using the title of your car or truck to get a secured short-term loan is a good decision when you need cash fast. Many people live paycheck-to-paycheck and any disruption to their income due to reduced hours or unexpected expenses can live them scrambling for several months trying to regain their stride.
A car title loan is a loan that uses the title of your car or truck as collateral for a short-term loan. The small loan you get from Chicago Title Loans is designed to help you overcome those unexpected costs and let you keep your financial footing.
You can get your title loan by completing the online loan application on this site. It takes just a few minutes to fill out all the information relating to your car and your contact details. Moments after submitting your application, you will receive your free pre-approval quote.
A title loan isn't for everyone. You need a source of income. You need a car that is fully paid off with no liens on it. You need to have State ID, proof of residence, and a few other documents to verify identify and car ownership. A title loan is similar to a credit card, it should only be used to help make a purchase you need to make immediately and can't wait to save for. Situations like this arise all the time. Utility bills stack up and a threat of disconnection comes down the line and you need to pay that bill off immediately. Or a relative gets sick in another state and you need to fly at the last minute to ake care of them. Plane tickets aren't cheap and most people don't have an emergency fund to draw upon in those cases.
You should get a title loan if you need the money fast. A car title loan can take as little as 24 hours to be approved and the cash distributed. You should get a title loan if your credit history is spotty or downright bad. A title loan relies on the value of your vehicle to determine the amount you will be approved for. Additionally, the loan is secured with the title making a probing check into your credit history unnecessary.
PremiumLoans may act as the broker for the loan, and may not be the direct lender.
All loan applications are subject to meeting our credit criteria, which includes providing acceptable property as collateral. Consumers need to demonstrate ability to repay the loan.
Loans made or arranged pursuant to a California Finance Lenders Law License.
PremiumLoans is located at 1276 E Colorado Blvd #208, Pasadena, CA 91106