Short Term Loan Options | Chicago Title Loans

Types of Short Term Loans

At times, having a fast cash option is a necessity. We all encounter those moments where time is of the essence and it is essential to get money as soon as possible. When you need quick cash, there are several short term loans to consider.

Payday loans -- These loans are also referred to as cash advances. A payday loan is a short term loan where lenders will give out money in advance of the borrower's payday. The borrower will pay back their loan once they have received their paycheck. If used correctly, this can be a great loan option. However, there can be high interest rates attached to these loans.

Pawn loans -- A pawn loan is a loan secured by the borrower with an item of value. You will get a loan based on the value of the item you pawn. The lender will give the borrower a set period for the loan. If the loan has not been repaid on the date of expiration, the lender will keep the item that was pawned.

Car title loans -- A title loan is a loan secured by the title of your vehicle. You hand over your title in exchange for cash. Once you repay your loan, the lender will return your title.

A Short Term Loan Using Your Car Title

We have already established different ways to secure quick short term loans. The best option is a car title loan. Unlike the other borrowing options, an auto title loan will not put pressure on the borrower. A car title loan will allow you to keep driving your vehicle and enjoy other freedoms that payday and pawn loans do not allow. A title loan can be the right option for you.

How to Apply for Your Short Term Loan

You can get your short term car title loan in three easy steps:

  1. Apply online
  2. Complete the process with a loan expert
  3. Collect your cash!

Following these steps, we will ensure you get your cash as quickly as possible. If you have any questions along the way, a title loan representative can help. Unlike the other short term loans, a title loan is built to help you succeed -- not lock you into a horrible financial situation. Call now or apply online to begin the process.

  • Apply Now

Now Doing Installment Loans!

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PremiumLoans may act as the broker for the loan, and may not be the direct lender.
All loan applications are subject to meeting our credit criteria, which includes providing acceptable property as collateral. Consumers need to demonstrate ability to repay the loan.
Loans made or arranged pursuant to a California Finance Lenders Law License.

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