You can borrow between $100 to $50,000. The amounts we loan are determined by the wholesale value of the vehicle. A few factors that are considered are the year, make, model, mileage and condition of the vehicle.
In order to qualify for a title loan in Chicago, your car needs to be completely paid off and free of any liens, which means no other title loans taken out on it while applying for the loan.
Your credit history and credit score have no bearing on whether or not you are approved for a title loan. Our lenders do not check your credit to approve the loan, instead, they rely on the value of the vehicle being used for the title loan.
You don't need a job to be approved for a title loan, but you do need a verifiable source of income. Unemployment benefits, social security benefits, pensions, child support, and freelance contracts can all be used to verify you will be able to repay the loan.
Title loans are a quick and convenient way for people who own their car without any liens (i.e., a lien-free title) to get cash using the car as collateral. It allows consumers to use an asset they own (their vehicle) to solve short-term cash flow problems. Without title lending, many consumers would be forced to sell their vehicle in a time of need, probably at a discount.
Fill out our online form to get started to getting your cash today. Your loan amount is based upon the appraised value of your vehicle from our database. Upon pre-approval, you will receive your funds and retain the use of your vehicle. When you pay off the balance of your account, your car title will be returned to you.
Yes. The car title must have you listed as the legal owner of the vehicle that you intend to use as collateral for the transaction. If you are listed on the title along with another person, give us a call to determine whether or not the other person listed on the title has to apply along with you.
Yes it is! We are concerned about your personal information as well, and we are deeply committed to protecting it. We go to great lengths to secure your personal information, our web site, and our databases, and take a number of precautions to protect against unauthorized access. Our entire process is meant to keep your privacy safe.
Severe delinquency on the loan could result in repossession of your vehicle. The lenders in our network see repossession as an absolute last resort due to the cost and time it takes to process a repossession. If you are going to be late with a payment, take the effort to communicate with the lender.
