Need help with title loans? Here are some resources.
Learning to properly manage money is an incredibly important skill to master for anyone who cares about planning ahead for their future. However, it can be challenging to learn how to budget your income efficiently so you see the results you want.
Everyone knows that a certain portion of their income is for spending, while the rest should be used for bill payments and set aside for rainy days or extravagant but necessary purchases. That seems like a fairly logical way to divide your money, right?
Still, it can take an enormous amount of time and self-discipline to stay on top of your finances, and wouldn’t you rather spend that time doing something else? The quick and easy solution for establishing a proper budget that works for you is finding a budgeting tool that works for you!
With a variety of budgeting tools available, how do you know which one is the best for you? It can be hard to know where to start looking, but here we offer a list of some of the greatest personal budget tools we have come across. Another perk is that they’re all entirely free!
Mint.com is a budgeting site that cannot be beat! It lets you keep track of all your accounts -checking, savings, and even retirement – on one site. Plus, signing up is easy as it only asks for your zip code, e-mail address, and password.
What’s interesting about this budgeting tool is that it does not require you to input any personal information directly into the site – just sync up your bank accounts by logging onto them like you normally would online. Mint.com maintains a complex encrypting system used by actual banks in order to protect users from fraud, so you can easily keep track of all your accounts without compromising their security.
Myspendingplan.com is a fantastic site to use when you have to plan for a specific event that you are trying to create a budget for, such as a wedding or vacation. It even lets you create shopping lists and search coupons, allowing you to save even more money in the long run.
Also, this free personal budgeting tool lets you add tabs for any budgets you are creating for organizations you are a part of. You can include your philanthropic work like charity or any donations you make right on the same account that you balance your personal budget on.
If you are uncomfortable with linking your bank account directly to a budgeting site, then budgetpulse.com is a great option for you. This site lets you add all your bank information, including all transactions and purchases, manually.
Another great feature of this site is that it allows you to track your spending habits in detail, so you actually see where you’re spending the most money, and what you can cut back on in order to save more. You can even calculate your entire net worth through your assets and liabilities!
Rated as one of the 100 Best Products of the Year in 2006, mvelopes.com is an online-based budgeting software that can be accessed from anywhere with an internet connection. This real time program lets you create a budget that shows you exactly where your money is right now.
Mvelopes.com can also help you recover 10% of your spent income from hidden expenses you didn’t know you had. That way, you can cut any unnecessary costs and plan accordingly for your financial future.
Money.strands.com is a great tool to utilize for money management. The site lets you create a 12-month spending plan that you can adjust easily based on your spending needs per month. It can also give you suggestions on where to curb spending, so you can end up saving more!
The coolest feature on this free personal budgeting tool, though, is the multi-currency support; this site actually lets you track your finances in 44 different currencies, which is helpful for users who do a lot of traveling or live in another country. Money.strands.com is also available in Spanish and English.
This free personal budgeting tool is really unique in that it mainly focuses on group budgeting and social budgeting. The site allows you to add friends to your account, so you can track spending habits and share bills. It also gives you the option to input your information manually or sync your bank account directly.
While buxfer.com is free for the most part, it does offer some extra features for a small membership fee, which you can pay all at once or distribute among your monthly payments. Also, getting friends to sign up for the site gives you a credit towards an upgrade!
We are now offering installment loans.
Click here to find out more.
PremiumLoans may act as the broker for the loan, and may not be the direct lender.
All loan applications are subject to meeting our credit criteria, which includes providing acceptable property as collateral. Consumers need to demonstrate ability to repay the loan.
Loans made or arranged pursuant to a California Finance Lenders Law License.
PremiumLoans is located at 1276 E Colorado Blvd #208, Pasadena, CA 91106