Low Interest Rates and Flexible Terms on Our Car Title Loans

Flexible Terms with Affordable Loan Rates

When getting any sort of loan you want to make sure you are getting the best rates and the best terms you can.

How to Get the Lowest Interest Rate on a Title Loan

Getting a low interest rate on a title loan means paying less money over the life of the loan. The car title loan market is competitive with hundreds of companies eager to lend you money. This means you have the ability to track down the best possible rate for your current financial situation.

The interests rates charged on title loans vary dramatically from state to state and individual to individual. Chicago Car Title Loans uses its network of lenders to locate the best possible rate for your loan. We take into consideration several factors to help narrow down the choices.

The first step in finding the lowest interest rate on a title loan is filling out our convenient loan application form where you will supply the following information to us:

  • Your car's make, model, and style
  • Your car's mileage
  • Your contact information
That's it. From there we can find the value of the vehicle in our database and give you a pre-approval amount for your loan. So far this has nothing to do with getting the lowest interest rate on your title loan but gives us the information to start that process for your.

Once you discuss the loan with our amazing loan specialist, she will guide you through all your options. Depending on the state you are getting the loan in, the lenders have to follow specific regulations in regards to the amount borrowed and the interest rates attached to those loans.

The Most Flexible Terms

Getting a low interest rate on your title loan doesn't mean much if you are trapped in a loan with unfavorable terms. A title loan is meant to be a short term loan, taken out for just a few months.

If you are able to pay back your loan in a shorter period of time than you originally set up, you should be able to. Some title loan lenders will charge you a pre-pay penalty or fee if you pay off the loan too soon. Chicago Car Title Loans never charges a fee.

Since each state has different laws and regulations regarding title loans, we can only speak in general terms regarding your specific loan. For the most part you can expect to take out a title loan anywhere from one month to 36 months. We do have some lenders who will extend the loan up to 42 months.

When discussing your loan with our loan specialist, make sure to indicate exactly how much you can afford to pay each month so the terms can be adjusted to meet your budget.

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Now Doing Installment Loans!

We are now offering installment loans.
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PremiumLoans may act as the broker for the loan, and may not be the direct lender.
All loan applications are subject to meeting our credit criteria, which includes providing acceptable property as collateral. Consumers need to demonstrate ability to repay the loan.
Loans made or arranged pursuant to a California Finance Lenders Law License.

PremiumLoans is located at 1276 E Colorado Blvd #208, Pasadena, CA 91106